We are not your lawyer, doctor, accountant or fairy godmother
Everything on theinfohub.online is free advice picked up from the internet, tested once or twice by ordinary people, then written down in a hurry. It is not a substitute for talking to a real professional who has your actual file in front of them. If you sue us because you followed a “how to fill Form 15G” article and something went sideways, the judge will laugh and you will still be stuck with the penalty.
Money stuff can go wrong
We mention banks, mutual funds, crypto wallets, and that one app that promises 7 % cashback. Rates change overnight, RBI tweaks rules, and apps get hacked. Double-check any link, spell the URL yourself, and never send money to a WhatsApp number that pops up in our comments. If you lose cash, we will feel bad, but we cannot refund what we never touched.
Health and safety
Articles like “five stretches for lower-back pain” are written by a guy who once watched a YouTube physio for twelve minutes. If your back snaps, call a doctor, not us. Same for supplements, diets, or that homemade hair-dye recipe—patch test first, blame later.
Download at your own risk
Sometimes we host a PDF cheat-sheet or link to a third-party tool. We scan it with VirusTotal the day we upload it, but tomorrow someone may hijack the link. Keep your antivirus on, read the file name, and if Windows screams “unknown publisher,” believe Windows, not us.
Affiliate links keep the chai coming
Amazon, Flipkart, or whoever pays us a micro-commission if you buy after clicking. The price stays the same for you; they just share a slice with us. We pick products we already use or would honestly gift a cousin—still, shop around, read reviews, and don’t empty your wallet because we said “nice power bank.”
Comments are public, forever
Write something clever under an article and it sits there with your display name, date, and maybe a gravatar. We do not verify identities; “TaxGuru_99” could be your neighbour’s dog. Think before you post bank details or PAN digits—you cannot delete it tomorrow because Google cached the page.
External sites are not our cousins
We link out to government portals, news stories, Reddit threads, random GitHub repos. Once you click, their house, their rules. If they sell your data or start pushing casino ads, we are not in the room and we cannot control the playlist.
We might disappear
Domains expire, hosting bills bounce, partners fight over who forgot the password. If the site goes dark tomorrow, download whatever PDF you need today. No one is promising 99.9 % uptime; we are barely promising 9.9 % on some Sundays.
Changes to this disclaimer
We will update the date below when rules or moods shift. Check back once in a while, or don’t—it is your risk radar, not ours.
Last bumped: 30 September 2025
